Short-term health insurance only offers health insurance coverage for a limited period. This temporary insurance can be an ideal solution for people who are waiting for their health insurance to start between jobs, have a temporary break in their current health insurance, or for young people who have just graduated and are out of work. It is even ideal for retirees who are too young to receive medical care.
These types of temporary health plans include emergency care, hospitalization, prescription medications, and preventive health programs. Under the plan, the insurance company can purchase health or medical benefits. You can pop to www.getsmartquotes.com/illinois/ to get a short-term health plan.
Short-term health plans are often only a one-time fee. They are flexible and allow owners to pay their bills every month. You can have payment options. They are cheap compared to regular individual health insurance. The main advantage is that you can easily leave this short-term insurance at any time.
As the name suggests, this plan has a very limited schedule. As a rule, they cannot be extended. After the plan period ends, the insurance company must seek long-term health insurance coverage. If you need a long-term plan, you can easily find one with a short-term insurance provider.
The short-term ones are specially designed for unforeseen accidents and illnesses only for unforeseen emergencies. Short-term insurance does not include coverage for existing illnesses that have been diagnosed or treated in the last three to five years. If necessary, temporary health insurance can be taken for a period of one to twenty-four months.